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BANDHAN Credit Risk Fund-Direct Plan-Growth

Bandhan Mutual Fund · Debt · mandate: ≥65% in AA and below corporate bonds · benchmark: —
AUM (all plans)
230 cr
TER direct / regular
0.67% / 1.68%
CAGR (full)
6.5%
Sharpe (full)
0.23
Sharpe (bull ≤Sep-24)
2.46
Sharpe (sideways Oct-24→)
0.39
Max drawdown
-1.8%
Months of data
113
Percentile ranks this fund within its peer pool; the leaderboard Score is the weighted average of its fiscal-year percentiles (equity: active-return-rank blended with IR-rank).

Equity curve

2017201820192020202120222023202420252026100147195Fund (NAV=100)Risk-free 6%/yrCategory median (Credit Risk Fund)

Drawdown

2017201820192020202120222023202420252026-2-10Drawdown %

Fiscal-year record

FYReturnvs categorySharpemonths
FY225.4%-0.8%-0.7212
FY234.8%-0.3%-0.8912
FY247.3%-0.9%1.8712
FY258.5%-0.3%2.9312
FY265.8%-2.2%-0.2612
FY27*3.2%-0.8%0.635
Active/Fund returns are TOTALS over the months covered — never annualized (FY27* is year-to-date; a * row covers only part of the year). %ile is the fund's percentile within its peer pool for that year.

Monthly returns (%)

JanFebMarAprMayJunJulAugSepOctNovDecYear
2017+0.4+1.0+1.0+1.1+0.7+0.3+0.7+0.2-0.1+5.4
2018+0.4+0.1+1.4-0.4+0.2+0.5+0.8+0.6-0.0+0.5+1.1+0.9+6.3
2019+0.7+0.5+1.3+0.3+1.4+0.4+1.4+0.7+0.4+1.1+0.9+0.5+10.1
2020+0.8+1.3+0.2-1.8+1.7+1.4+1.0-0.1+0.9+1.1+1.0+0.7+8.4
2021+0.3-0.5+0.7+0.8+0.7+0.2+0.6+0.9+0.5+0.1+0.5+0.2+5.0
2022+0.1+0.5+0.3-0.2-0.4+0.3+0.7+0.8+0.1+0.5+0.9+0.5+4.0
2023+0.5+0.2+0.9+0.8+0.5+0.4+0.4+0.6+0.4+0.4+0.6+0.8+6.8
2024+0.7+0.7+0.8+0.3+0.9+0.7+0.8+0.7+0.9+0.5+0.6+0.6+8.5
2025+0.6+0.5+1.1+1.3+0.8+0.2+0.5-0.1+0.7+0.6+0.6+0.3+7.3
2026+0.0+0.8-0.1+0.6+0.3+1.8+0.3+0.2+3.9

Quarterly average AUM & estimated net flows

20172018201920202021202220232024202520262309051,580AUM (quarter avg), ₹cr
-587404
Quarterly net flow estimate: AUM_q − AUM_(q−1)·(1+quarter return). AUM shown is the quarter AVERAGE (AMFI central disclosure). Positive = net inflows, ₹cr.
Source: AMFI's official all-scheme NAV history (portal report; official NAV history, net of TER by construction). Monthly returns are month-end NAV chains; stale prints (>7 days before month-end) drop out rather than carry. Benchmark series are the median of plain-vanilla direct-plan index funds tracking each index (TRI minus ~10-25bp/yr tracking drag — verified against true-TRI chains). Direct plans, growth option only. Sharpe uses rf 6%, arithmetic monthly convention. Independence: all figures are computed from mandatory public disclosures with a fixed methodology applied identically to every fund — no fund can pay for inclusion, exclusion, placement, or altered presentation, and any material commercial relationship will be disclosed on the affected pages. Nothing here is investment advice; past performance does not predict future returns. Generated 2026-08-25 05:37Z · data through Aug 2026 · leaderboard · PMS leaderboard
Feedback, inputs, or bug reports are appreciated — @vivekrmr on X · LinkedIn.