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BANK OF INDIA BALANCED ADVANTAGE FUND DIRECT PLAN GROWTH

Bank of India Mutual Fund · Hybrid · mandate: dynamic equity–debt allocation · benchmark: —
AUM (all plans)
156 cr
TER direct / regular
1.40% / 2.64%
CAGR (full)
11.0%
Sharpe (full)
0.48
Sharpe (bull ≤Sep-24)
2.19
Sharpe (sideways Oct-24→)
-0.32
Max drawdown
-13.1%
Months of data
149
Percentile ranks this fund within its peer pool; the leaderboard Score is the weighted average of its fiscal-year percentiles (equity: active-return-rank blended with IR-rank).

Equity curve

2014201520162017201820192020202120222023202420252026100233366Fund (NAV=100)Risk-free 6%/yrCategory median (Dynamic Asset Allocation or Balanced Advantage)

Drawdown

2014201520162017201820192020202120222023202420252026-13-70Drawdown %

Fiscal-year record

FYReturnvs categorySharpemonths
FY2216.8%6.0%0.7612
FY231.6%-2.7%-0.3512
FY2429.0%4.0%2.1612
FY251.2%-6.9%-0.4312
FY265.7%4.8%-0.0212
FY27*7.5%-2.5%1.325
Active/Fund returns are TOTALS over the months covered — never annualized (FY27* is year-to-date; a * row covers only part of the year). %ile is the fund's percentile within its peer pool for that year.

Monthly returns (%)

JanFebMarAprMayJunJulAugSepOctNovDecYear
2014+0.6+4.7+2.8+0.5+1.7+0.8+2.6+2.0+0.3+17.1
2015+3.0+0.4+0.5-0.7+1.4-0.1+1.8-0.7+0.4+0.4-0.4+0.2+6.2
2016-1.7-2.8+4.9+0.6+1.9+0.5+3.1+0.9+0.3+0.3-1.1-1.3+5.5
2017+2.7+1.5+1.8+1.2+0.8+0.9+2.6+0.4+0.1+0.6-0.2+0.8+13.9
2018+0.2-1.0+0.2+1.6-0.5-0.3+2.1+0.0-3.5-1.0+2.5+0.4+0.6
2019-1.0+0.2+2.1+0.4-0.2-8.0-1.6+0.5+2.6+1.3+0.3+0.8-3.1
2020+0.4+1.0-10.1+7.1-2.5+3.9+2.8+0.5+0.5+0.6+2.1+1.8+7.3
2021+1.0+1.1+0.9-0.7+1.8+0.5+0.6+2.0+0.5+0.5-0.9+0.1+7.7
2022+0.1-1.6+13.4-0.1-3.4-2.7+5.7+3.1-3.3+4.7+3.1-2.1+16.9
2023-1.9-1.4+0.4+3.4+1.8+2.9+3.0-2.1+2.4-2.5+5.0+7.4+19.4
2024+1.4+2.2+1.1+1.6+0.5+4.1+2.0-0.1+1.3-4.2-0.6-1.7+7.5
2025-1.5-4.6+5.0+2.3+2.2+2.6-2.1-0.8+1.3+3.6+1.3+0.5+9.8
2026-1.3+0.8-4.6+5.7-1.0+1.1+1.7-0.0+2.0

Quarterly average AUM & estimated net flows

201420152016201720182019202020212022202320242025202628165302AUM (quarter avg), ₹cr
-4343
Quarterly net flow estimate: AUM_q − AUM_(q−1)·(1+quarter return). AUM shown is the quarter AVERAGE (AMFI central disclosure). Positive = net inflows, ₹cr.
Source: AMFI's official all-scheme NAV history (portal report; official NAV history, net of TER by construction). Monthly returns are month-end NAV chains; stale prints (>7 days before month-end) drop out rather than carry. Benchmark series are the median of plain-vanilla direct-plan index funds tracking each index (TRI minus ~10-25bp/yr tracking drag — verified against true-TRI chains). Direct plans, growth option only. Sharpe uses rf 6%, arithmetic monthly convention. Independence: all figures are computed from mandatory public disclosures with a fixed methodology applied identically to every fund — no fund can pay for inclusion, exclusion, placement, or altered presentation, and any material commercial relationship will be disclosed on the affected pages. Nothing here is investment advice; past performance does not predict future returns. Generated 2026-08-25 05:37Z · data through Aug 2026 · leaderboard · PMS leaderboard
Feedback, inputs, or bug reports are appreciated — @vivekrmr on X · LinkedIn.