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BANK OF INDIA ELSS Tax Saver -Direct Plan- Growth

Bank of India Mutual Fund · Equity · mandate: ≥80% in equities; 3-year lock-in (Sec 80C) · benchmark: NIFTY 500 TRI (TRI proxy)
AUM (all plans)
1,383 cr
TER direct / regular
1.03% / 2.28%
Active return /yr (full)
2.8%
Score
55
Rank (Score, pool)
#55 of 245
Percentile (full, pool)
57
IR vs benchmark
0.40
CAGR (absolute)
16.2%
Max drawdown
-23.3%
Months of data
163
Percentile ranks this fund within its peer pool; the leaderboard Score is the weighted average of its fiscal-year percentiles (equity: active-return-rank blended with IR-rank).

Cumulative active return

20192020202120222023202420252026-02041Cumulative active return vs benchmark, %
Growth of the fund relative to its benchmark: +10 means ₹100 in the fund is worth 10% more than ₹100 in the benchmark since the start of the line.

Equity curve

2013201420152016201720182019202020212022202320242025202689486882Fund (NAV=100)Benchmark: NIFTY 500 TRICategory median (Flexi)

Drawdown

20132014201520162017201820192020202120222023202420252026-23-120Drawdown %

Fiscal-year record

FYActive vs BMvs categoryIR%ileTEBenchmarkFund returnmonths
FY223.6%4.3%0.35698.9%21.6%25.2%12
FY232.5%-0.5%0.60504.1%-1.6%0.9%12
FY2416.0%14.6%2.33924.9%40.1%56.1%12
FY25-4.9%-7.5%-0.42119.1%5.9%1.0%12
FY261.8%1.1%0.28595.6%-3.1%-1.3%12
FY27*-0.4%-2.2%-0.08386.1%15.1%14.7%5
Active/Fund returns are TOTALS over the months covered — never annualized (FY27* is year-to-date; a * row covers only part of the year). %ile is the fund's percentile within its peer pool for that year.

Monthly active returns (%)

JanFebMarAprMayJunJulAugSepOctNovDecYear
2019+0.5-0.9+1.5+1.0
2020+3.9+5.5+2.5-0.8-1.5-2.8+1.7+1.6+3.7-0.0-1.7-0.6+11.5
2021-0.8+1.0+1.1+4.0-2.3+3.4+3.6-1.6-2.2-0.1+1.4+1.8+9.3
2022-3.9-0.4-0.4-0.7-1.7+0.6-0.2+0.4+2.5-0.1-1.3+1.4-3.8
2023-0.1+1.4+0.2+1.0-1.5-0.3+1.9+0.3+2.8-1.1+2.7+0.5+8.0
2024+1.5+2.4+1.0+2.6+0.8-0.2-1.2-1.4-2.7+2.5+0.5+0.2+6.2
2025-5.0-3.7+3.7-2.8+2.3-1.1+0.4-1.0+0.6-0.9-1.1-0.3-8.6
2026+1.8+0.8+2.7+1.1-1.2+0.5-2.5+1.9+5.1
Fund monthly return minus benchmark; the year column compounds each separately and differences them.

Monthly returns (%)

JanFebMarAprMayJunJulAugSepOctNovDecYear
2013-5.1+0.0+4.2+1.8-2.3-0.6-4.0+5.8+10.8-1.3+2.2+10.9
2014-1.9+3.9+4.7+0.5+10.2+6.3+0.3+4.2+1.7+5.5+3.5-0.2+45.4
2015+6.0+0.8+0.1-4.3+3.8-0.6+3.8-3.6-0.4-0.1-1.0-0.2+3.8
2016-5.7-8.6+9.3+2.6+2.5+2.8+6.7+2.0+0.4+1.5-7.8-3.7+0.3
2017+6.8+4.1+4.8+4.0+1.2+1.9+5.9+2.8+0.9+7.6+3.9+4.3+59.9
2018-1.4-2.4-1.9+7.9-3.6-5.2+4.7+1.1-15.3-3.1+3.7+1.0-15.4
2019-3.9+0.3+7.6+0.1+4.2-1.4-6.8+2.1+7.1+4.3+0.3+2.1+16.0
2020+3.7-0.7-21.1+13.2-3.8+5.5+8.4+5.1+3.4+2.7+10.0+6.8+32.6
2021-2.7+8.8+2.1+4.4+4.7+5.4+5.1+4.9+1.2+0.2-1.4+4.1+42.9
2022-4.4-4.4+3.7-1.4-5.9-4.5+9.5+5.1-0.7+3.9+2.1-1.7-0.1
2023-3.5-1.4+0.4+5.6+2.3+4.0+5.8-0.3+5.0-3.9+9.8+8.5+36.2
2024+3.5+4.0+1.8+6.1+1.5+6.7+3.1-0.4-0.6-3.8+0.5-1.1+22.9
2025-8.5-11.5+11.1+0.4+6.0+2.6-2.4-2.8+1.8+3.5-0.1-0.5-2.4
2026-1.4+1.2-8.7+11.6-1.2+2.2-0.3+2.2+4.5

Quarterly average AUM & estimated net flows

20132014201520162017201820192020202120222023202420252026277421,457AUM (quarter avg), ₹cr
-147113
Quarterly net flow estimate: AUM_q − AUM_(q−1)·(1+quarter return). AUM shown is the quarter AVERAGE (AMFI central disclosure). Positive = net inflows, ₹cr.
Source: AMFI's official all-scheme NAV history (portal report; official NAV history, net of TER by construction). Monthly returns are month-end NAV chains; stale prints (>7 days before month-end) drop out rather than carry. Benchmark series are the median of plain-vanilla direct-plan index funds tracking each index (TRI minus ~10-25bp/yr tracking drag — verified against true-TRI chains). Direct plans, growth option only. Sharpe uses rf 6%, arithmetic monthly convention. Independence: all figures are computed from mandatory public disclosures with a fixed methodology applied identically to every fund — no fund can pay for inclusion, exclusion, placement, or altered presentation, and any material commercial relationship will be disclosed on the affected pages. Nothing here is investment advice; past performance does not predict future returns. Generated 2026-08-25 05:37Z · data through Aug 2026 · leaderboard · PMS leaderboard
Feedback, inputs, or bug reports are appreciated — @vivekrmr on X · LinkedIn.