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BANK OF INDIA Flexi Cap Fund Direct Plan -Growth

Bank of India Mutual Fund · Equity · mandate: ≥65% in equities, any market cap · benchmark: NIFTY 500 TRI (TRI proxy)
AUM (all plans)
2,414 cr
TER direct / regular
0.85% / 2.27%
Active return /yr (full)
7.7%
Score
67
Rank (Score, pool)
#12 of 245
Percentile (full, pool)
90
IR vs benchmark
0.96
CAGR (absolute)
21.1%
Max drawdown
-22.2%
Months of data
73
Percentile ranks this fund within its peer pool; the leaderboard Score is the weighted average of its fiscal-year percentiles (equity: active-return-rank blended with IR-rank).

Cumulative active return

202020212022202320242025202602550Cumulative active return vs benchmark, %
Growth of the fund relative to its benchmark: +10 means ₹100 in the fund is worth 10% more than ₹100 in the benchmark since the start of the line.

Equity curve

2020202120222023202420252026105254403Fund (NAV=100)Benchmark: NIFTY 500 TRICategory median (Flexi)

Drawdown

2020202120222023202420252026-22-110Drawdown %

Fiscal-year record

FYActive vs BMvs categoryIR%ileTEBenchmarkFund returnmonths
FY2211.4%12.2%1.07938.7%21.6%33.0%12
FY230.7%-2.3%0.26332.8%-1.6%-0.9%12
FY2421.7%20.3%2.25956.7%40.1%61.7%12
FY250.8%-1.8%0.183310.0%5.9%6.7%12
FY264.8%4.0%0.62797.4%-3.1%1.6%12
FY27*7.1%5.3%2.77795.5%15.1%22.2%5
Active/Fund returns are TOTALS over the months covered — never annualized (FY27* is year-to-date; a * row covers only part of the year). %ile is the fund's percentile within its peer pool for that year.

Monthly active returns (%)

JanFebMarAprMayJunJulAugSepOctNovDecYear
2020+1.4+4.6-1.6-0.3-0.5+3.6
2021-0.1+0.0+1.4+4.1+0.8+2.8+3.6-4.5-1.1+1.9+1.4+2.8+13.6
2022-0.4-1.1-1.1-0.4-1.2-0.8+0.5-0.1+1.2-1.2+0.6+1.1-2.9
2023+0.4+0.4+0.3+1.2-1.7+0.2+2.3+0.1+4.2-0.3+4.4-0.8+10.8
2024+3.2+1.8+0.8+3.7+2.5-1.2+0.7-0.6-2.4+2.7+0.7+0.9+13.1
2025-4.6-4.3+3.9-3.8+4.2-0.7+0.7-0.1+2.0+0.3-2.2-0.2-5.2
2026+0.8+0.5+3.1+3.5+0.0+1.2-0.5+2.2+11.2
Fund monthly return minus benchmark; the year column compounds each separately and differences them.

Monthly returns (%)

JanFebMarAprMayJunJulAugSepOctNovDecYear
2020+4.9+4.3+1.1+11.5+6.9+32.0
2021-2.0+7.9+2.4+4.5+7.8+4.8+5.1+2.0+2.4+2.2-1.5+5.2+48.5
2022-0.9-5.1+3.0-1.1-5.5-5.8+10.2+4.5-2.0+2.9+4.0-2.0+0.8
2023-3.0-2.3+0.5+5.7+2.0+4.5+6.2-0.5+6.4-3.1+11.5+7.1+39.7
2024+5.1+3.3+1.6+7.2+3.2+5.7+5.0+0.4-0.3-3.6+0.7-0.5+30.9
2025-8.1-12.1+11.2-0.6+7.8+3.0-2.1-1.9+3.3+4.6-1.2-0.5+1.2
2026-2.5+0.9-8.3+13.9+0.0+2.9+1.7+2.5+10.3

Quarterly average AUM & estimated net flows

2020202120222023202420252026401,2272,414AUM (quarter avg), ₹cr
-126715
Quarterly net flow estimate: AUM_q − AUM_(q−1)·(1+quarter return). AUM shown is the quarter AVERAGE (AMFI central disclosure). Positive = net inflows, ₹cr.
Source: AMFI's official all-scheme NAV history (portal report; official NAV history, net of TER by construction). Monthly returns are month-end NAV chains; stale prints (>7 days before month-end) drop out rather than carry. Benchmark series are the median of plain-vanilla direct-plan index funds tracking each index (TRI minus ~10-25bp/yr tracking drag — verified against true-TRI chains). Direct plans, growth option only. Sharpe uses rf 6%, arithmetic monthly convention. Independence: all figures are computed from mandatory public disclosures with a fixed methodology applied identically to every fund — no fund can pay for inclusion, exclusion, placement, or altered presentation, and any material commercial relationship will be disclosed on the affected pages. Nothing here is investment advice; past performance does not predict future returns. Generated 2026-08-25 05:37Z · data through Aug 2026 · leaderboard · PMS leaderboard
Feedback, inputs, or bug reports are appreciated — @vivekrmr on X · LinkedIn.