← MF leaderboard

BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND - DIRECT PLAN GROWTH

Bank of India Mutual Fund · Hybrid · mandate: 65–80% equity, rest debt · benchmark: —
AUM (all plans)
1,523 cr
CAGR (full)
19.7%
Sharpe (full)
0.88
Sharpe (bull ≤Sep-24)
3.30
Sharpe (sideways Oct-24→)
0.10
Max drawdown
-29.5%
Months of data
121
Percentile ranks this fund within its peer pool; the leaderboard Score is the weighted average of its fiscal-year percentiles (equity: active-return-rank blended with IR-rank).

Equity curve

2016201720182019202020212022202320242025202698282467Fund (NAV=100)Risk-free 6%/yrCategory median (Aggressive Hybrid Fund)

Drawdown

20162017201820192020202120222023202420252026-30-150Drawdown %

Fiscal-year record

FYReturnvs categorySharpemonths
FY2235.6%18.3%1.7212
FY23-2.7%-4.6%-0.5712
FY2447.6%17.0%3.3312
FY257.9%-2.2%0.1812
FY263.6%4.3%-0.1412
FY27*21.7%9.5%2.555
Active/Fund returns are TOTALS over the months covered — never annualized (FY27* is year-to-date; a * row covers only part of the year). %ile is the fund's percentile within its peer pool for that year.

Monthly returns (%)

JanFebMarAprMayJunJulAugSepOctNovDecYear
2016+3.0+0.8+1.3-4.8-2.0-1.9
2017+5.0+4.0+3.6+3.7+1.4+0.9+3.6+2.5+1.3+7.1+4.1+3.1+48.4
2018-1.4-0.7-1.9+4.6-3.1-5.5+4.1+1.7-12.0-2.1+2.2+1.1-13.4
2019-4.4+0.3+7.5-1.9+2.2-8.1-8.0+1.4+5.3+3.2+0.0+0.0-3.8
2020+6.9-0.3-20.3+11.0-2.7+3.5+6.6+8.0+6.0+0.0+8.8+4.7+32.2
2021-1.0+5.6+5.1+4.5+5.5+8.2+6.9+1.3+2.1+0.0+2.0+5.5+55.8
2022-3.1-6.6+5.7-1.6-7.2-5.3+7.9+3.9+0.4+1.0+2.2+0.2-3.8
2023-1.3-1.8-0.2+4.0+1.9+4.7+6.1+3.1+4.1-2.4+9.3+3.4+34.9
2024+4.0+1.7-0.1+6.1+1.4+7.3+3.8+2.4-1.5-3.0+1.5+1.2+27.4
2025-8.5-9.1+7.8+1.2+7.9+2.5-1.9-2.3+0.9+2.7-0.6+1.4+0.4
2026-2.0+1.5-7.0+12.6+1.2+3.1+0.5+3.0+12.5

Quarterly average AUM & estimated net flows

20162017201820192020202120222023202420252026547881,523AUM (quarter avg), ₹cr
-79158
Quarterly net flow estimate: AUM_q − AUM_(q−1)·(1+quarter return). AUM shown is the quarter AVERAGE (AMFI central disclosure). Positive = net inflows, ₹cr.
Source: AMFI's official all-scheme NAV history (portal report; official NAV history, net of TER by construction). Monthly returns are month-end NAV chains; stale prints (>7 days before month-end) drop out rather than carry. Benchmark series are the median of plain-vanilla direct-plan index funds tracking each index (TRI minus ~10-25bp/yr tracking drag — verified against true-TRI chains). Direct plans, growth option only. Sharpe uses rf 6%, arithmetic monthly convention. Independence: all figures are computed from mandatory public disclosures with a fixed methodology applied identically to every fund — no fund can pay for inclusion, exclusion, placement, or altered presentation, and any material commercial relationship will be disclosed on the affected pages. Nothing here is investment advice; past performance does not predict future returns. Generated 2026-08-25 05:37Z · data through Aug 2026 · leaderboard · PMS leaderboard
Feedback, inputs, or bug reports are appreciated — @vivekrmr on X · LinkedIn.