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BANK OF INDIA Overnight Fund Direct Plan Growth

Bank of India Mutual Fund · Debt · mandate: overnight securities (1-day maturity) · benchmark: —
AUM (all plans)
80 cr
TER direct / regular
0.09% / 0.14%
CAGR (full)
5.6%
Sharpe (full)
-1.45
Sharpe (bull ≤Sep-24)
13.23
Sharpe (sideways Oct-24→)
-1.40
Max drawdown
0.0%
Months of data
79
Percentile ranks this fund within its peer pool; the leaderboard Score is the weighted average of its fiscal-year percentiles (equity: active-return-rank blended with IR-rank).

Equity curve

2020202120222023202420252026100123146Fund (NAV=100)Risk-free 6%/yrCategory median (Overnight Fund)

Drawdown

2020202120222023202420252026000Drawdown %

Fiscal-year record

FYReturnvs categorySharpemonths
FY223.4%0.1%-40.2812
FY235.5%0.1%-2.1412
FY246.9%0.1%12.3912
FY256.7%0.1%7.2012
FY265.6%0.1%-4.8312
FY27*2.2%0.2%-1.955
Active/Fund returns are TOTALS over the months covered — never annualized (FY27* is year-to-date; a * row covers only part of the year). %ile is the fund's percentile within its peer pool for that year.

Monthly returns (%)

JanFebMarAprMayJunJulAugSepOctNovDecYear
2020+0.4+0.4+0.3+0.3+0.3+0.3+0.3+0.3+0.3+0.2+0.3+3.2
2021+0.3+0.2+0.3+0.3+0.3+0.3+0.3+0.3+0.3+0.3+0.3+0.3+3.3
2022+0.3+0.3+0.3+0.3+0.3+0.4+0.4+0.4+0.4+0.5+0.5+0.5+4.8
2023+0.5+0.5+0.5+0.5+0.6+0.5+0.6+0.6+0.5+0.6+0.6+0.6+6.8
2024+0.6+0.5+0.6+0.5+0.6+0.5+0.6+0.6+0.5+0.5+0.5+0.6+6.8
2025+0.6+0.5+0.5+0.5+0.5+0.4+0.5+0.5+0.5+0.5+0.4+0.5+5.9
2026+0.4+0.4+0.5+0.4+0.6+0.4+0.4+0.3+3.5

Quarterly average AUM & estimated net flows

20202021202220232024202520262475126AUM (quarter avg), ₹cr
-6949
Quarterly net flow estimate: AUM_q − AUM_(q−1)·(1+quarter return). AUM shown is the quarter AVERAGE (AMFI central disclosure). Positive = net inflows, ₹cr.
Source: AMFI's official all-scheme NAV history (portal report; official NAV history, net of TER by construction). Monthly returns are month-end NAV chains; stale prints (>7 days before month-end) drop out rather than carry. Benchmark series are the median of plain-vanilla direct-plan index funds tracking each index (TRI minus ~10-25bp/yr tracking drag — verified against true-TRI chains). Direct plans, growth option only. Sharpe uses rf 6%, arithmetic monthly convention. Independence: all figures are computed from mandatory public disclosures with a fixed methodology applied identically to every fund — no fund can pay for inclusion, exclusion, placement, or altered presentation, and any material commercial relationship will be disclosed on the affected pages. Nothing here is investment advice; past performance does not predict future returns. Generated 2026-08-25 05:37Z · data through Aug 2026 · leaderboard · PMS leaderboard
Feedback, inputs, or bug reports are appreciated — @vivekrmr on X · LinkedIn.