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DSP ELSS Tax Saver Fund - Direct Plan - Growth

DSP Mutual Fund · Equity · mandate: ≥80% in equities; 3-year lock-in (Sec 80C) · benchmark: NIFTY 500 TRI (TRI proxy)
AUM (all plans)
16,291 cr
TER direct / regular
0.92% / 1.84%
Active return /yr (full)
2.7%
Score
57
Rank (Score, pool)
#45 of 245
Percentile (full, pool)
62
IR vs benchmark
0.59
CAGR (absolute)
16.1%
Max drawdown
-28.9%
Months of data
163
Percentile ranks this fund within its peer pool; the leaderboard Score is the weighted average of its fiscal-year percentiles (equity: active-return-rank blended with IR-rank).

Cumulative active return

20192020202120222023202420252026-2920Cumulative active return vs benchmark, %
Growth of the fund relative to its benchmark: +10 means ₹100 in the fund is worth 10% more than ₹100 in the benchmark since the start of the line.

Equity curve

2013201420152016201720182019202020212022202320242025202687469851Fund (NAV=100)Benchmark: NIFTY 500 TRICategory median (Flexi)

Drawdown

20132014201520162017201820192020202120222023202420252026-29-140Drawdown %

Fiscal-year record

FYActive vs BMvs categoryIR%ileTEBenchmarkFund returnmonths
FY222.0%2.7%0.30605.7%21.6%23.6%12
FY232.8%-0.2%0.78573.2%-1.6%1.1%12
FY241.6%0.1%0.37513.3%40.1%41.6%12
FY2511.8%9.2%3.31993.2%5.9%17.7%12
FY26-1.0%-1.7%-0.27333.4%-3.1%-4.1%12
FY27*-2.8%-4.6%-1.78163.5%15.1%12.3%5
Active/Fund returns are TOTALS over the months covered — never annualized (FY27* is year-to-date; a * row covers only part of the year). %ile is the fund's percentile within its peer pool for that year.

Monthly active returns (%)

JanFebMarAprMayJunJulAugSepOctNovDecYear
2019-0.3-0.2-0.3-0.7
2020+0.9+1.0-1.5+0.6+0.7-0.5-1.5+0.2-1.3+0.3+0.7-0.1-0.5
2021+1.8+1.3+0.2+1.3+0.7+1.2+3.0-2.1-2.0+0.6-1.0-0.5+4.4
2022+2.4-1.1-0.7-0.2+0.9+0.3-0.2-1.8+1.2+0.1-0.1+0.6+1.4
2023+1.7+0.7-0.8-1.3+0.3+0.0+1.0+1.5-0.0-0.4+1.0+0.1+3.7
2024+0.1+0.9-1.8+2.4+1.8+0.8+2.2+0.7-0.3+1.2+0.0+0.1+8.3
2025-0.4+1.5+0.8-0.5-1.1-0.8+0.5-0.9+0.7-1.1+1.3+0.7+0.7
2026+1.3+0.1-1.3-1.7-0.7+1.1-0.9-0.4-2.5
Fund monthly return minus benchmark; the year column compounds each separately and differences them.

Monthly returns (%)

JanFebMarAprMayJunJulAugSepOctNovDecYear
2013-6.8-1.6+4.5+1.8-3.1-1.9-4.3+6.2+9.1-0.2+3.8+6.4
2014-3.3+2.9+6.7+1.3+12.9+8.2+1.1+5.0+2.1+3.7+4.4-0.8+53.0
2015+5.5-0.0-0.5-3.5+3.0+0.0+5.1-5.3-0.6+0.9+1.6-0.7+5.0
2016-4.6-9.2+12.9+2.2+3.9+3.4+7.3+3.3+0.0+1.9-5.2-2.6+12.1
2017+7.0+3.1+4.3+3.5+0.8-1.4+6.3+0.2-0.6+5.0+1.0+3.8+38.1
2018-0.4-4.6-3.3+5.8-3.0-3.3+6.9+2.9-9.3-2.7+4.6+0.7-6.8
2019-1.6-0.0+9.6+0.3+2.1-0.9-4.8+0.3+5.7+3.5+1.1+0.3+16.0
2020+0.7-5.2-25.0+14.7-1.6+7.7+5.2+3.8-1.6+3.0+12.5+7.3+16.1
2021-0.1+9.1+1.3+1.7+7.7+3.2+4.5+4.4+1.4+0.9-3.9+1.9+36.4
2022+1.9-5.1+3.4-1.0-3.4-4.7+9.5+2.9-2.1+4.1+3.3-2.5+5.5
2023-1.6-2.0-0.6+3.2+4.1+4.3+4.9+0.8+2.1-3.3+8.1+8.0+31.2
2024+2.0+2.4-1.0+5.9+2.5+7.7+6.5+1.7+1.9-5.2+0.0-1.3+25.0
2025-3.9-6.2+8.1+2.8+2.5+3.0-2.3-2.8+1.9+3.3+2.3+0.5+8.5
2026-1.9+0.5-12.6+8.8-0.7+2.8+1.3-0.1-3.3

Quarterly average AUM & estimated net flows

201320142015201620172018201920202021202220232024202520266849,01417,344AUM (quarter avg), ₹cr
-2,4821,982
Quarterly net flow estimate: AUM_q − AUM_(q−1)·(1+quarter return). AUM shown is the quarter AVERAGE (AMFI central disclosure). Positive = net inflows, ₹cr.
Source: AMFI's official all-scheme NAV history (portal report; official NAV history, net of TER by construction). Monthly returns are month-end NAV chains; stale prints (>7 days before month-end) drop out rather than carry. Benchmark series are the median of plain-vanilla direct-plan index funds tracking each index (TRI minus ~10-25bp/yr tracking drag — verified against true-TRI chains). Direct plans, growth option only. Sharpe uses rf 6%, arithmetic monthly convention. Independence: all figures are computed from mandatory public disclosures with a fixed methodology applied identically to every fund — no fund can pay for inclusion, exclusion, placement, or altered presentation, and any material commercial relationship will be disclosed on the affected pages. Nothing here is investment advice; past performance does not predict future returns. Generated 2026-08-25 05:37Z · data through Aug 2026 · leaderboard · PMS leaderboard
Feedback, inputs, or bug reports are appreciated — @vivekrmr on X · LinkedIn.