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Kotak ELSS Tax Saver Fund-Growth - Direct

Kotak Mahindra Mutual Fund · Equity · mandate: ≥80% in equities; 3-year lock-in (Sec 80C) · benchmark: NIFTY 500 TRI (TRI proxy)
AUM (all plans)
5,847 cr
TER direct / regular
0.81% / 1.92%
Active return /yr (full)
1.7%
Score
52
Rank (Score, pool)
#72 of 245
Percentile (full, pool)
50
IR vs benchmark
0.36
CAGR (absolute)
15.1%
Max drawdown
-28.6%
Months of data
163
Percentile ranks this fund within its peer pool; the leaderboard Score is the weighted average of its fiscal-year percentiles (equity: active-return-rank blended with IR-rank).

Cumulative active return

20192020202120222023202420252026-1714Cumulative active return vs benchmark, %
Growth of the fund relative to its benchmark: +10 means ₹100 in the fund is worth 10% more than ₹100 in the benchmark since the start of the line.

Equity curve

2013201420152016201720182019202020212022202320242025202679385691Fund (NAV=100)Benchmark: NIFTY 500 TRICategory median (Flexi)

Drawdown

20132014201520162017201820192020202120222023202420252026-29-140Drawdown %

Fiscal-year record

FYActive vs BMvs categoryIR%ileTEBenchmarkFund returnmonths
FY222.5%3.2%0.38664.9%21.6%24.1%12
FY235.3%2.3%1.51823.4%-1.6%3.7%12
FY24-0.8%-2.2%-0.16384.5%40.1%39.3%12
FY25-0.1%-2.7%0.03284.9%5.9%5.8%12
FY260.3%-0.4%0.11482.6%-3.1%-2.8%12
FY27*1.3%-0.5%0.71513.9%15.1%16.4%5
Active/Fund returns are TOTALS over the months covered — never annualized (FY27* is year-to-date; a * row covers only part of the year). %ile is the fund's percentile within its peer pool for that year.

Monthly active returns (%)

JanFebMarAprMayJunJulAugSepOctNovDecYear
2019-0.7+0.8+0.6+0.6
2020+3.7+0.6-0.7-1.2-0.1+0.1-1.7-0.9+2.5-0.2-1.6-1.4-1.1
2021+1.8-0.0+1.3+0.2-1.2+1.7+1.0-2.3-1.7+0.4+2.4-0.6+3.0
2022+0.9-0.3+1.3-1.4+0.6+0.9-0.2-0.3+1.4+0.6-0.9+1.6+4.3
2023+0.5+1.7+0.6-0.7-0.7-0.3+0.6+0.7-0.2-0.0-1.5-2.0-1.4
2024-0.8+2.7+1.5+2.0+1.8-1.2-0.7-1.9+1.0+0.6+0.8+0.8+6.6
2025-2.4-0.9+0.3+0.4-0.3-0.1+0.9-0.6+0.1-1.4+0.3-0.4-4.2
2026+1.2+0.8-0.5-0.7-1.1+1.6+0.7+0.7+2.7
Fund monthly return minus benchmark; the year column compounds each separately and differences them.

Monthly returns (%)

JanFebMarAprMayJunJulAugSepOctNovDecYear
2013-8.2-2.2+3.1-0.6-4.0-4.8-5.5+4.4+10.1-1.9+4.1-6.7
2014-4.3+3.7+6.7+0.5+11.1+7.2+0.4+6.3+2.7+6.3+6.8-0.3+57.4
2015+7.9-0.1-1.2-3.7+3.3+0.0+4.4-5.8+0.3-0.7-0.5-0.3+2.9
2016-6.6-7.4+11.6+1.6+3.2+3.6+6.5+3.7-0.3+2.6-5.9-2.1+9.1
2017+6.6+5.0+4.2+4.2+0.8-1.3+5.2-0.7-1.7+5.8+0.6+2.7+35.7
2018-0.7-4.3-2.6+4.8-1.7-1.5+5.9+3.5-7.9-3.2+4.8+1.1-2.7
2019-1.2-0.2+7.4+1.3+3.1-0.1-6.7-1.3+5.1+3.0+2.1+1.2+14.0
2020+3.5-5.6-24.3+12.9-2.4+8.4+5.0+2.6+2.3+2.5+10.1+6.0+16.4
2021-0.1+7.8+2.4+0.6+5.8+3.7+2.6+4.2+1.8+0.7-0.4+1.8+35.0
2022+0.4-4.3+5.4-2.1-3.7-4.1+9.5+4.3-1.8+4.7+2.5-1.6+8.4
2023-2.9-1.1+0.9+3.8+3.1+4.0+4.6+0.1+2.0-2.8+5.6+5.9+25.2
2024+1.1+4.3+2.3+5.5+2.5+5.7+3.7-0.8+3.1-5.8+0.9-0.6+23.3
2025-5.9-8.6+7.6+3.6+3.3+3.7-2.0-2.5+1.3+2.9+1.3-0.7+2.9
2026-2.1+1.2-11.9+9.8-1.1+3.3+2.8+1.0+1.7

Quarterly average AUM & estimated net flows

201320142015201620172018201920202021202220232024202520261933,2016,208AUM (quarter avg), ₹cr
-871570
Quarterly net flow estimate: AUM_q − AUM_(q−1)·(1+quarter return). AUM shown is the quarter AVERAGE (AMFI central disclosure). Positive = net inflows, ₹cr.
Source: AMFI's official all-scheme NAV history (portal report; official NAV history, net of TER by construction). Monthly returns are month-end NAV chains; stale prints (>7 days before month-end) drop out rather than carry. Benchmark series are the median of plain-vanilla direct-plan index funds tracking each index (TRI minus ~10-25bp/yr tracking drag — verified against true-TRI chains). Direct plans, growth option only. Sharpe uses rf 6%, arithmetic monthly convention. Independence: all figures are computed from mandatory public disclosures with a fixed methodology applied identically to every fund — no fund can pay for inclusion, exclusion, placement, or altered presentation, and any material commercial relationship will be disclosed on the affected pages. Nothing here is investment advice; past performance does not predict future returns. Generated 2026-08-25 05:37Z · data through Aug 2026 · leaderboard · PMS leaderboard
Feedback, inputs, or bug reports are appreciated — @vivekrmr on X · LinkedIn.