LIC MF Banking and Financial Services Fund-Direct Plan-Growth
LIC Mutual Fund · Equity · mandate: ≥80% in the named sector/theme · benchmark: —
AUM (all plans)
261 cr
TER direct / regular
1.72% / 2.93%
CAGR (full)
12.6%
Sharpe (full)
0.45
Sharpe (bull ≤Sep-24)
1.35
Sharpe (sideways Oct-24→)
0.01
Max drawdown
-36.9%
Months of data
137
Percentile ranks this fund within its peer pool; the leaderboard Score is
the weighted average of its fiscal-year percentiles (equity: active-return-rank blended
with IR-rank).
Equity curve
Drawdown
Fiscal-year record
FY
Return
vs category
Sharpe
months
FY22
9.0%
-12.1%
0.24
12
FY23
13.9%
10.7%
0.47
12
FY24
22.1%
-24.2%
1.20
12
FY25
6.5%
-0.6%
0.09
12
FY26
2.4%
3.6%
-0.11
12
FY27*
15.1%
-3.2%
1.93
5
Active/Fund returns are TOTALS over the months covered — never annualized
(FY27* is year-to-date; a * row covers only part of the year).
%ile is the fund's percentile within its peer pool for that year.
Monthly returns (%)
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Year
2015
-1.0
+1.5
-3.7
+3.4
-6.3
-0.3
-4.3
+1.1
-5.5
-14.6
2016
-10.7
-8.0
+14.1
+3.7
+3.6
+5.5
+7.1
+4.8
+0.9
+1.8
-3.6
-5.8
+11.1
2017
+7.2
+4.7
+4.8
+9.3
-3.0
-2.2
+7.8
-6.9
-3.5
+15.4
+0.0
-1.1
+35.1
2018
-1.2
-10.1
-5.5
+6.0
-1.5
-3.1
+3.5
+4.3
-16.3
-0.6
+6.7
+2.1
-16.8
2019
-0.7
-2.2
+11.5
-0.0
+6.4
-0.7
-6.5
-1.2
+5.9
+0.8
+5.3
+1.8
+21.0
2020
-1.9
-5.5
-31.6
+12.9
-7.3
+7.1
+1.1
+6.6
-5.6
+8.0
+21.0
+4.8
-1.0
2021
-3.8
+10.4
-3.3
-0.1
+8.1
-1.6
+0.4
+5.3
+1.6
+4.2
-7.8
-1.0
+11.3
2022
+6.2
-6.6
+1.4
-0.9
-2.2
-4.0
+13.9
+6.3
-1.8
+6.3
+2.6
-0.3
+21.0
2023
-4.2
-1.0
-0.1
+4.3
+4.5
+5.3
+3.7
-2.1
+1.3
-2.5
+4.3
+7.3
+22.0
2024
-3.2
-0.7
-1.4
+6.6
-2.0
+8.3
-1.7
+0.1
+3.0
-4.3
+0.7
-2.4
+2.2
2025
-3.6
-4.3
+7.0
+5.5
+4.2
+3.5
-1.9
-3.4
+2.0
+6.1
+3.2
-0.6
+18.0
2026
-0.5
-0.3
-13.6
+9.3
-1.6
+5.2
+0.9
+0.8
-1.4
Quarterly average AUM & estimated net flows
Quarterly net flow estimate: AUM_q − AUM_(q−1)·(1+quarter return). AUM shown is the quarter AVERAGE (AMFI central disclosure). Positive = net inflows, ₹cr.
Source: AMFI's official all-scheme NAV history (portal report; official NAV history, net of TER by
construction). Monthly returns are month-end NAV chains; stale prints (>7 days before
month-end) drop out rather than carry. Benchmark series are the median of plain-vanilla
direct-plan index funds tracking each index (TRI minus ~10-25bp/yr tracking drag — verified
against true-TRI chains). Direct plans, growth option only. Sharpe uses rf 6%, arithmetic
monthly convention. Independence: all figures are computed from mandatory public disclosures with a
fixed methodology applied identically to every fund — no fund can pay for inclusion,
exclusion, placement, or altered presentation, and any material commercial relationship
will be disclosed on the affected pages.
Nothing here is investment advice; past performance does not
predict future returns. Generated 2026-08-25 05:37Z · data through Aug 2026 · leaderboard
· PMS leaderboard