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NJ Balanced Advantage Fund - Direct Plan - Growth Option

NJ Mutual Fund · Hybrid · mandate: dynamic equity–debt allocation · benchmark: —
AUM (all plans)
3,413 cr
TER direct / regular
1.12% / 2.47%
CAGR (full)
8.7%
Sharpe (full)
0.31
Sharpe (bull ≤Sep-24)
3.21
Sharpe (sideways Oct-24→)
-0.71
Max drawdown
-13.4%
Months of data
57
Percentile ranks this fund within its peer pool; the leaderboard Score is the weighted average of its fiscal-year percentiles (equity: active-return-rank blended with IR-rank).

Equity curve

20212022202320242025202693123153Fund (NAV=100)Risk-free 6%/yrCategory median (Balanced Advantage Fund/ Dynamic Asset Allocation)

Drawdown

202120222023202420252026-13-70Drawdown %

Fiscal-year record

FYReturnvs categorySharpemonths
FY22*-0.6%-0.794
FY231.9%-0.4412
FY2431.9%3.9%3.6512
FY251.5%-5.8%-0.3412
FY26-0.7%-1.5%-0.8112
FY27*10.2%0.5%2.245
Active/Fund returns are TOTALS over the months covered — never annualized (FY27* is year-to-date; a * row covers only part of the year). %ile is the fund's percentile within its peer pool for that year.

Monthly returns (%)

JanFebMarAprMayJunJulAugSepOctNovDecYear
2021+1.1+1.1
2022-2.1-2.7+3.1-0.6-2.9-2.8+5.3+2.9-1.4+1.1+2.5-1.0+1.1
2023-1.7-0.2+1.0+1.8+2.8+2.6+2.4+0.8+2.3-0.4+5.0+5.8+24.5
2024+2.5+2.2+0.2+1.0+0.6+4.2+5.6+2.4-0.9-5.5-0.4-0.6+11.5
2025-2.1-4.7+2.4+2.2+2.1+2.4-0.6+0.4-0.3+0.3+0.7+0.1+2.8
2026-1.6+0.1-6.2+5.4+0.1+1.4+3.1-0.1+1.8

Quarterly average AUM & estimated net flows

2021202220232024202520263,4134,3305,247AUM (quarter avg), ₹cr
-5121,612
Quarterly net flow estimate: AUM_q − AUM_(q−1)·(1+quarter return). AUM shown is the quarter AVERAGE (AMFI central disclosure). Positive = net inflows, ₹cr.
Source: AMFI's official all-scheme NAV history (portal report; official NAV history, net of TER by construction). Monthly returns are month-end NAV chains; stale prints (>7 days before month-end) drop out rather than carry. Benchmark series are the median of plain-vanilla direct-plan index funds tracking each index (TRI minus ~10-25bp/yr tracking drag — verified against true-TRI chains). Direct plans, growth option only. Sharpe uses rf 6%, arithmetic monthly convention. Independence: all figures are computed from mandatory public disclosures with a fixed methodology applied identically to every fund — no fund can pay for inclusion, exclusion, placement, or altered presentation, and any material commercial relationship will be disclosed on the affected pages. Nothing here is investment advice; past performance does not predict future returns. Generated 2026-08-25 05:37Z · data through Aug 2026 · leaderboard · PMS leaderboard
Feedback, inputs, or bug reports are appreciated — @vivekrmr on X · LinkedIn.