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NJ ELSS Tax Saver Scheme Direct Growth

NJ Mutual Fund · Equity · mandate: ≥80% in equities; 3-year lock-in (Sec 80C) · benchmark: NIFTY 500 TRI (TRI proxy)
AUM (all plans)
325 cr
TER direct / regular
0.70% / 2.62%
Active return /yr (full)
0.7%
Score
43
Rank (Score, pool)
#203 of 245
Percentile (full, pool)
35
IR vs benchmark
0.11
CAGR (absolute)
13.4%
Max drawdown
-21.9%
Months of data
38
Percentile ranks this fund within its peer pool; the leaderboard Score is the weighted average of its fiscal-year percentiles (equity: active-return-rank blended with IR-rank).

Cumulative active return

2023202420252026-2511Cumulative active return vs benchmark, %
Growth of the fund relative to its benchmark: +10 means ₹100 in the fund is worth 10% more than ₹100 in the benchmark since the start of the line.

Equity curve

2023202420252026103133163Fund (NAV=100)Benchmark: NIFTY 500 TRICategory median (Flexi)

Drawdown

2023202420252026-22-110Drawdown %

Fiscal-year record

FYActive vs BMvs categoryIR%ileTEBenchmarkFund returnmonths
FY220
FY230
FY24*8.7%7.1%1.42796.7%23.8%32.5%9
FY25-3.7%-6.3%-0.47116.4%5.9%2.2%12
FY26-1.5%-2.3%-0.30276.7%-3.1%-4.7%12
FY27*0.2%-1.6%0.05434.3%15.1%15.3%5
Active/Fund returns are TOTALS over the months covered — never annualized (FY27* is year-to-date; a * row covers only part of the year). %ile is the fund's percentile within its peer pool for that year.

Monthly active returns (%)

JanFebMarAprMayJunJulAugSepOctNovDecYear
2023+0.3+3.5-0.2+1.7+1.4+1.5+8.5
2024+1.5+1.0-3.6-2.2+0.5+1.1+2.8+1.2-0.9-1.4-1.9+2.6+0.4
2025-2.5-1.5-0.7-0.8-0.1+2.3+1.7-0.7-2.6-3.6-1.0-0.4-9.6
2026-0.0-0.1+3.3-1.8+0.4-0.6+1.5+0.6+3.2
Fund monthly return minus benchmark; the year column compounds each separately and differences them.

Monthly returns (%)

JanFebMarAprMayJunJulAugSepOctNovDecYear
2023+4.2+2.8+2.0-1.1+8.6+9.5+28.6
2024+3.4+2.5-2.8+1.3+1.2+8.0+7.1+2.2+1.2-7.8-1.9+1.2+15.9
2025-6.0-9.3+6.7+2.4+3.6+6.0-1.1-2.6-1.4+0.7+0.0-0.7-2.8
2026-3.3+0.4-8.1+8.7+0.4+1.1+3.7+0.9+2.9

Quarterly average AUM & estimated net flows

2023202420252026115220325AUM (quarter avg), ₹cr
-1897
Quarterly net flow estimate: AUM_q − AUM_(q−1)·(1+quarter return). AUM shown is the quarter AVERAGE (AMFI central disclosure). Positive = net inflows, ₹cr.
Source: AMFI's official all-scheme NAV history (portal report; official NAV history, net of TER by construction). Monthly returns are month-end NAV chains; stale prints (>7 days before month-end) drop out rather than carry. Benchmark series are the median of plain-vanilla direct-plan index funds tracking each index (TRI minus ~10-25bp/yr tracking drag — verified against true-TRI chains). Direct plans, growth option only. Sharpe uses rf 6%, arithmetic monthly convention. Independence: all figures are computed from mandatory public disclosures with a fixed methodology applied identically to every fund — no fund can pay for inclusion, exclusion, placement, or altered presentation, and any material commercial relationship will be disclosed on the affected pages. Nothing here is investment advice; past performance does not predict future returns. Generated 2026-08-25 05:37Z · data through Aug 2026 · leaderboard · PMS leaderboard
Feedback, inputs, or bug reports are appreciated — @vivekrmr on X · LinkedIn.