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Principal Personal Tax Saver Fund - Direct Plan (defunct)

Principal Mutual Fund · Equity · mandate: ≥80% in equities; 3-year lock-in (Sec 80C) · benchmark: NIFTY 500 TRI (TRI proxy)
AUM (all plans)
Active return /yr (full)
1.0%
Score
50
Rank (Score, pool)
#103 of 245
Percentile (full, pool)
50
IR vs benchmark
CAGR (absolute)
31.7%
Max drawdown
-32.0%
Months of data
107
Percentile ranks this fund within its peer pool; the leaderboard Score is the weighted average of its fiscal-year percentiles (equity: active-return-rank blended with IR-rank).

Cumulative active return

201920202021-113Cumulative active return vs benchmark, %
Growth of the fund relative to its benchmark: +10 means ₹100 in the fund is worth 10% more than ₹100 in the benchmark since the start of the line.

Equity curve

20132014201520162017201820192020202187231375Fund (NAV=100)Benchmark: NIFTY 500 TRICategory median (Flexi)

Drawdown

201320142015201620172018201920202021-32-160Drawdown %

Fiscal-year record

FYActive vs BMvs categoryIR%ileTEBenchmarkFund returnmonths
FY22*0.7%0.0%0.19504.2%22.2%22.9%9
FY230
FY240
FY250
FY260
FY27*0
Active/Fund returns are TOTALS over the months covered — never annualized (FY27* is year-to-date; a * row covers only part of the year). %ile is the fund's percentile within its peer pool for that year.

Monthly active returns (%)

JanFebMarAprMayJunJulAugSepOctNovDecYear
2019-1.0+0.4-0.3-0.9
2020+0.4+1.1+0.2-0.0+0.2-0.4-0.1+0.1-0.9+0.6-0.1+0.4+1.4
2021+1.0-0.4-1.5+0.1+0.8+0.7+0.5-0.9+0.4+1.8-0.4-2.4-0.3
Fund monthly return minus benchmark; the year column compounds each separately and differences them.

Monthly returns (%)

JanFebMarAprMayJunJulAugSepOctNovDecYear
2013-7.2-1.9+3.4+0.0-3.2-1.0-2.3+5.0+9.1-1.3+3.2+2.8
2014-2.2+4.2+7.8-0.3+11.0+6.3+0.2+3.9+0.8+5.1+3.5-2.2+44.3
2015+6.5-0.2-2.5-3.6+3.3-0.7+4.0-5.8+0.0+1.8-0.7-0.1+1.4
2016-6.1-9.0+10.9+2.1+4.0+2.5+6.1+3.7-1.4+1.3-5.3-3.2+4.0
2017+5.8+3.0+3.0+2.9+2.6-0.5+5.1-2.7-0.1+8.2+0.1+3.2+34.9
2018+0.6-4.7-4.6+8.5-4.0-3.7+4.7+4.4-9.5-2.0+2.4+0.7-8.4
2019-2.5-2.1+8.3-0.5+2.4-2.1-6.5-2.2+3.6+2.8+1.7+0.3+2.5
2020+0.2-5.1-23.4+14.0-2.1+7.9+6.6+3.7-1.1+3.2+11.6+7.8+19.1
2021-0.9+7.5-0.4+0.5+7.8+2.7+2.1+5.6+3.8+2.1-3.3-0.1+30.3

Quarterly average AUM & estimated net flows

201320142015201620172018201920202021201300400AUM (quarter avg), ₹cr
-8554
Quarterly net flow estimate: AUM_q − AUM_(q−1)·(1+quarter return). AUM shown is the quarter AVERAGE (AMFI central disclosure). Positive = net inflows, ₹cr.
Source: AMFI's official all-scheme NAV history (portal report; official NAV history, net of TER by construction). Monthly returns are month-end NAV chains; stale prints (>7 days before month-end) drop out rather than carry. Benchmark series are the median of plain-vanilla direct-plan index funds tracking each index (TRI minus ~10-25bp/yr tracking drag — verified against true-TRI chains). Direct plans, growth option only. Sharpe uses rf 6%, arithmetic monthly convention. Independence: all figures are computed from mandatory public disclosures with a fixed methodology applied identically to every fund — no fund can pay for inclusion, exclusion, placement, or altered presentation, and any material commercial relationship will be disclosed on the affected pages. Nothing here is investment advice; past performance does not predict future returns. Generated 2026-08-25 05:37Z · data through Aug 2026 · leaderboard · PMS leaderboard
Feedback, inputs, or bug reports are appreciated — @vivekrmr on X · LinkedIn.