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Principal Tax Savings Fund - Direct Plan (defunct)

Principal Mutual Fund · Equity · mandate: ≥80% in equities; 3-year lock-in (Sec 80C) · benchmark: NIFTY 500 TRI (TRI proxy)
AUM (all plans)
Active return /yr (full)
4.2%
Score
56
Rank (Score, pool)
#49 of 245
Percentile (full, pool)
50
IR vs benchmark
CAGR (absolute)
34.9%
Max drawdown
-31.1%
Months of data
107
Percentile ranks this fund within its peer pool; the leaderboard Score is the weighted average of its fiscal-year percentiles (equity: active-return-rank blended with IR-rank).

Cumulative active return

201920202021-114Cumulative active return vs benchmark, %
Growth of the fund relative to its benchmark: +10 means ₹100 in the fund is worth 10% more than ₹100 in the benchmark since the start of the line.

Equity curve

20132014201520162017201820192020202186246407Fund (NAV=100)Benchmark: NIFTY 500 TRICategory median (Flexi)

Drawdown

201320142015201620172018201920202021-31-160Drawdown %

Fiscal-year record

FYActive vs BMvs categoryIR%ileTEBenchmarkFund returnmonths
FY22*2.9%2.3%1.09813.0%22.2%25.2%9
FY230
FY240
FY250
FY260
FY27*0
Active/Fund returns are TOTALS over the months covered — never annualized (FY27* is year-to-date; a * row covers only part of the year). %ile is the fund's percentile within its peer pool for that year.

Monthly active returns (%)

JanFebMarAprMayJunJulAugSepOctNovDecYear
2019-1.0+0.4-0.2-0.8
2020+0.4+1.2+0.7-0.3+0.3-0.5-0.2+0.1-0.8+0.5-0.2+0.4+1.5
2021+1.1-0.4-1.4+0.1+0.8+0.8+0.4-1.0+0.5+1.8-0.3-0.6+1.6
Fund monthly return minus benchmark; the year column compounds each separately and differences them.

Monthly returns (%)

JanFebMarAprMayJunJulAugSepOctNovDecYear
2013-7.8-1.2+4.2+0.9-3.7-3.3-3.2+6.9+10.9+0.6+5.4+8.5
2014-3.7+2.6+7.6+2.4+14.5+7.6-0.7+3.4+2.2+4.8+3.3-1.6+50.1
2015+5.0-0.1-3.0-2.4+3.8-0.6+4.5-7.6+0.3+3.1+1.3-0.3+3.3
2016-7.8-10.0+12.9+2.6+3.4+3.8+4.8+5.2+0.5+2.6-7.4-1.8+6.7
2017+7.0+4.3+5.0+5.1+1.5+0.5+5.5-1.6+0.7+9.3+0.8+3.2+49.2
2018+0.6-4.2-4.7+8.5-4.2-3.9+4.4+4.2-9.3-2.1+2.7+0.8-8.3
2019-2.6-1.9+8.3-0.5+2.3-2.0-6.4-2.1+3.7+2.8+1.7+0.4+2.9
2020+0.2-5.0-22.8+13.7-1.9+7.7+6.5+3.6-1.1+3.1+11.6+7.8+19.5
2021-0.8+7.4-0.4+0.5+7.8+2.8+2.0+5.5+3.9+2.1-3.2+1.8+32.8

Quarterly average AUM & estimated net flows

201320142015201620172018201920202021183402621AUM (quarter avg), ₹cr
-12791
Quarterly net flow estimate: AUM_q − AUM_(q−1)·(1+quarter return). AUM shown is the quarter AVERAGE (AMFI central disclosure). Positive = net inflows, ₹cr.
Source: AMFI's official all-scheme NAV history (portal report; official NAV history, net of TER by construction). Monthly returns are month-end NAV chains; stale prints (>7 days before month-end) drop out rather than carry. Benchmark series are the median of plain-vanilla direct-plan index funds tracking each index (TRI minus ~10-25bp/yr tracking drag — verified against true-TRI chains). Direct plans, growth option only. Sharpe uses rf 6%, arithmetic monthly convention. Independence: all figures are computed from mandatory public disclosures with a fixed methodology applied identically to every fund — no fund can pay for inclusion, exclusion, placement, or altered presentation, and any material commercial relationship will be disclosed on the affected pages. Nothing here is investment advice; past performance does not predict future returns. Generated 2026-08-25 05:37Z · data through Aug 2026 · leaderboard · PMS leaderboard
Feedback, inputs, or bug reports are appreciated — @vivekrmr on X · LinkedIn.