UTI Banking and Financial Services Fund - Direct Plan - Growth Option
UTI Mutual Fund · Equity · mandate: ≥80% in the named sector/theme · benchmark: —
AUM (all plans)
1,359 cr
TER direct / regular
1.36% / 2.35%
CAGR (full)
13.9%
Sharpe (full)
0.53
Sharpe (bull ≤Sep-24)
1.97
Sharpe (sideways Oct-24→)
0.09
Max drawdown
-42.9%
Months of data
163
Percentile ranks this fund within its peer pool; the leaderboard Score is
the weighted average of its fiscal-year percentiles (equity: active-return-rank blended
with IR-rank).
Equity curve
Drawdown
Fiscal-year record
FY
Return
vs category
Sharpe
months
FY22
10.0%
-11.1%
0.30
12
FY23
9.0%
5.7%
0.22
12
FY24
28.0%
-18.3%
1.75
12
FY25
15.9%
8.9%
0.68
12
FY26
-1.1%
0.1%
-0.28
12
FY27*
15.3%
-3.0%
1.99
5
Active/Fund returns are TOTALS over the months covered — never annualized
(FY27* is year-to-date; a * row covers only part of the year).
%ile is the fund's percentile within its peer pool for that year.
Monthly returns (%)
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Year
2013
-11.0
-1.2
+9.8
-1.1
-6.7
-14.1
-10.8
+6.4
+18.9
-3.2
+2.9
-13.9
2014
-9.8
+4.9
+18.4
+0.4
+15.6
+4.6
-1.5
+2.4
-0.9
+10.1
+7.6
+2.7
+65.5
2015
+3.4
-3.5
-4.1
-0.7
+2.5
-1.3
+3.2
-7.7
+1.1
-0.9
+0.1
-2.5
-10.4
2016
-8.2
-8.5
+13.9
+6.3
+6.8
+4.7
+7.3
+3.3
-0.6
+2.3
-7.4
-3.7
+14.2
2017
+7.6
+7.0
+4.1
+4.1
+4.4
+0.7
+7.3
-1.0
-1.4
+3.3
+0.8
+1.5
+45.2
2018
+2.9
-7.0
-2.2
+5.7
+0.3
-4.0
+7.9
+2.3
-15.9
-0.7
+4.6
+2.6
-5.8
2019
-1.4
-1.4
+14.0
-3.1
+5.7
-2.3
-8.0
-3.4
+3.6
+2.9
+7.0
+0.2
+12.7
2020
-2.3
-6.8
-36.7
+13.3
-9.5
+12.2
+2.0
+8.3
-7.8
+7.9
+23.1
+6.6
-4.4
2021
-2.8
+12.7
-3.3
-0.3
+8.1
-0.9
+0.4
+6.4
+1.8
+3.0
-6.9
-2.0
+15.5
2022
+5.2
-5.3
+1.3
-1.4
-1.7
-6.2
+13.7
+5.0
-2.8
+6.1
+3.9
-0.9
+16.4
2023
-4.7
-0.9
-0.0
+4.8
+3.7
+4.4
+1.5
-1.4
+1.5
-2.5
+6.0
+7.3
+20.8
2024
+1.9
-2.3
+0.4
+5.0
-1.9
+8.2
+0.6
+0.9
+4.2
-2.2
-0.9
-1.7
+12.3
2025
-2.6
-2.6
+8.8
+4.1
+2.5
+4.5
-4.0
-2.8
+2.2
+4.8
+2.5
-0.5
+17.5
2026
+0.8
+1.4
-15.0
+8.9
-0.9
+6.1
+0.6
+0.2
+0.2
Quarterly average AUM & estimated net flows
Quarterly net flow estimate: AUM_q − AUM_(q−1)·(1+quarter return). AUM shown is the quarter AVERAGE (AMFI central disclosure). Positive = net inflows, ₹cr.
Source: AMFI's official all-scheme NAV history (portal report; official NAV history, net of TER by
construction). Monthly returns are month-end NAV chains; stale prints (>7 days before
month-end) drop out rather than carry. Benchmark series are the median of plain-vanilla
direct-plan index funds tracking each index (TRI minus ~10-25bp/yr tracking drag — verified
against true-TRI chains). Direct plans, growth option only. Sharpe uses rf 6%, arithmetic
monthly convention. Independence: all figures are computed from mandatory public disclosures with a
fixed methodology applied identically to every fund — no fund can pay for inclusion,
exclusion, placement, or altered presentation, and any material commercial relationship
will be disclosed on the affected pages.
Nothing here is investment advice; past performance does not
predict future returns. Generated 2026-08-25 05:37Z · data through Aug 2026 · leaderboard
· PMS leaderboard