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UTI ELSS Tax Saver Fund - Direct Plan - Growth Option

UTI Mutual Fund · Equity · mandate: ≥80% in equities; 3-year lock-in (Sec 80C) · benchmark: NIFTY 500 TRI (TRI proxy)
AUM (all plans)
3,429 cr
TER direct / regular
1.01% / 1.91%
Active return /yr (full)
-1.7%
Score
27
Rank (Score, pool)
#240 of 245
Percentile (full, pool)
9
IR vs benchmark
-0.43
CAGR (absolute)
11.7%
Max drawdown
-27.3%
Months of data
163
Percentile ranks this fund within its peer pool; the leaderboard Score is the weighted average of its fiscal-year percentiles (equity: active-return-rank blended with IR-rank).

Cumulative active return

20192020202120222023202420252026-339Cumulative active return vs benchmark, %
Growth of the fund relative to its benchmark: +10 means ₹100 in the fund is worth 10% more than ₹100 in the benchmark since the start of the line.

Equity curve

2013201420152016201720182019202020212022202320242025202689375662Fund (NAV=100)Benchmark: NIFTY 500 TRICategory median (Flexi)

Drawdown

20132014201520162017201820192020202120222023202420252026-27-140Drawdown %

Fiscal-year record

FYActive vs BMvs categoryIR%ileTEBenchmarkFund returnmonths
FY22-1.5%-0.8%-0.25295.2%21.6%20.1%12
FY23-2.0%-4.9%-0.52124.2%-1.6%-3.6%12
FY24-6.8%-8.3%-1.17134.4%40.1%33.2%12
FY253.1%0.5%1.01652.9%5.9%9.0%12
FY26-1.7%-2.4%-1.45141.2%-3.1%-4.8%12
FY27*-1.2%-3.0%-0.81293.5%15.1%13.9%5
Active/Fund returns are TOTALS over the months covered — never annualized (FY27* is year-to-date; a * row covers only part of the year). %ile is the fund's percentile within its peer pool for that year.

Monthly active returns (%)

JanFebMarAprMayJunJulAugSepOctNovDecYear
2019-0.3+1.5+1.0+2.3
2020+2.2+2.0-0.6-1.0+0.7-1.1-1.1+1.2-1.4+0.7+1.6+0.2+3.5
2021+1.1-1.3+0.3-0.5-1.4+2.0+2.6-0.8-1.5+1.1+1.2-0.2+2.6
2022-0.3-1.7-1.8-1.5+0.4+0.4+0.2+0.1+1.4-1.3-2.4+0.0-6.2
2023+0.3+1.5-1.5-1.1+1.2+0.5-1.6+1.2-0.4+0.2+0.3-1.7-1.0
2024-2.3-2.1+0.5+0.8+0.2+2.1-0.2+0.9+0.2-0.6+0.2+0.0-0.3
2025-0.4+0.9-1.1-0.0-0.4-0.0-0.3+0.4-0.3-1.0-0.0+0.4-2.0
2026-0.1-0.2-0.1-1.7-0.6+1.0+0.1+0.0-1.6
Fund monthly return minus benchmark; the year column compounds each separately and differences them.

Monthly returns (%)

JanFebMarAprMayJunJulAugSepOctNovDecYear
2013-5.5+0.3+3.0+1.4-2.6-1.0-4.6+4.9+8.4-1.5+4.4+6.4
2014-3.9+2.7+7.0-0.5+10.3+7.1+0.5+3.8+2.8+3.3+4.0-1.0+41.7
2015+6.3+0.9-1.8-4.8+3.3-0.3+4.5-5.9-0.1+1.8-0.8+1.3+3.6
2016-5.8-8.6+11.2+1.6+3.0+3.3+4.5+1.8-1.5+1.5-4.6-0.8+4.4
2017+4.8+5.0+3.0+3.6+0.3-0.1+4.5-1.3-1.8+7.8+0.7+3.8+34.3
2018+0.5-3.7-3.6+6.3-2.1-3.6+5.7+3.1-8.7-2.7+2.3+1.8-5.7
2019-1.3-0.2+6.9-1.0+1.9-1.3-6.2+0.3+4.4+3.5+2.8+1.6+11.4
2020+2.0-4.3-24.1+13.0-1.5+7.2+5.6+4.8-1.6+3.3+13.4+7.6+21.3
2021-0.8+6.5+1.4-0.1+5.6+4.0+4.1+5.7+1.9+1.4-1.7+2.2+34.4
2022-0.8-5.7+2.3-2.2-3.9-4.6+9.9+4.8-1.8+2.7+1.0-3.1-2.5
2023-3.0-1.2-1.2+3.4+5.0+4.8+2.4+0.6+1.8-2.6+7.4+6.3+25.5
2024-0.4-0.5+1.3+4.3+0.9+9.1+4.2+2.0+2.3-7.0+0.2-1.4+15.1
2025-3.9-6.9+6.2+3.2+3.2+3.7-3.1-1.4+0.9+3.4+0.9+0.1+5.6
2026-3.4+0.2-11.5+8.7-0.6+2.7+2.3+0.3-2.4

Quarterly average AUM & estimated net flows

201320142015201620172018201920202021202220232024202520264112,2314,051AUM (quarter avg), ₹cr
-528876
Quarterly net flow estimate: AUM_q − AUM_(q−1)·(1+quarter return). AUM shown is the quarter AVERAGE (AMFI central disclosure). Positive = net inflows, ₹cr.
Source: AMFI's official all-scheme NAV history (portal report; official NAV history, net of TER by construction). Monthly returns are month-end NAV chains; stale prints (>7 days before month-end) drop out rather than carry. Benchmark series are the median of plain-vanilla direct-plan index funds tracking each index (TRI minus ~10-25bp/yr tracking drag — verified against true-TRI chains). Direct plans, growth option only. Sharpe uses rf 6%, arithmetic monthly convention. Independence: all figures are computed from mandatory public disclosures with a fixed methodology applied identically to every fund — no fund can pay for inclusion, exclusion, placement, or altered presentation, and any material commercial relationship will be disclosed on the affected pages. Nothing here is investment advice; past performance does not predict future returns. Generated 2026-08-25 05:37Z · data through Aug 2026 · leaderboard · PMS leaderboard
Feedback, inputs, or bug reports are appreciated — @vivekrmr on X · LinkedIn.