WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth

WhiteOak Capital Mutual Fund · Equity · mandate: ≥80% in equities; 3-year lock-in (Sec 80C) · benchmark: NIFTY 500 TRI (TRI proxy)

AUM (all plans)

453 cr

TER direct / regular

0.87% / 2.59%

Active return /yr (full)

5.8%

Score

Rank (Score, pool)

#20 of 245

Percentile (full, pool)

IR vs benchmark

1.22

CAGR (absolute)

18.2%

Max drawdown

-15.7%

Months of data

Percentile ranks this fund within its peer pool; the leaderboard Score is the weighted average of its fiscal-year percentiles (equity: active-return-rank blended with IR-rank).

Cumulative active return

Growth of the fund relative to its benchmark: +10 means ₹100 in the fund is worth 10% more than ₹100 in the benchmark since the start of the line.

Equity curve

Drawdown

Fiscal-year record

FY	Active vs BM	vs category	IR	%ile	TE	Benchmark	Fund return	months
FY22	—	—	—	—	—	—	—	0
FY23*	0.1%	-1.7%	-0.02	50	3.6%	-5.6%	-5.6%	5
FY24	6.4%	5.0%	1.10	73	4.1%	40.1%	46.5%	12
FY25	10.4%	7.8%	1.80	94	5.3%	5.9%	16.3%	12
FY26	0.0%	-0.7%	-0.03	44	3.5%	-3.1%	-3.1%	12
FY27*	6.5%	4.7%	5.45	86	2.5%	15.1%	21.6%	5

Active/Fund returns are TOTALS over the months covered — never annualized (FY27* is year-to-date; a * row covers only part of the year). %ile is the fund's percentile within its peer pool for that year.

Monthly active returns (%)

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Year
2022											-1.6	-0.0	-1.6
2023	+0.6	+1.2	-0.2	-0.0	+1.6	+0.5	+0.7	+2.2	-1.0	+1.5	+0.9	-1.9	+6.2
2024	-0.6	+1.0	-0.4	+1.1	+0.1	+0.9	-0.3	+1.5	+1.4	+3.3	+2.5	+1.6	+12.6
2025	-2.6	+0.2	-0.1	-0.4	+1.0	+0.2	+1.0	+0.3	-1.0	-0.0	+0.8	-1.6	-2.4
2026	-0.3	-1.5	+1.5	+0.3	+0.4	+1.8	+1.6	+1.6					+5.4

Fund monthly return minus benchmark; the year column compounds each separately and differences them.

Monthly returns (%)

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Year
2022											+1.8	-3.2	-1.5
2023	-2.8	-1.5	+0.1	+4.5	+5.4	+4.9	+4.7	+1.5	+1.2	-1.3	+8.0	+6.1	+34.6
2024	+1.4	+2.5	+0.4	+4.6	+0.8	+7.8	+4.0	+2.5	+3.5	-3.0	+2.5	+0.2	+30.3
2025	-6.1	-7.6	+7.2	+2.8	+4.6	+3.9	-1.8	-1.5	+0.2	+4.3	+1.7	-1.9	+4.9
2026	-3.6	-1.0	-9.9	+10.8	+0.4	+3.5	+3.7	+1.9					+4.5

Quarterly average AUM & estimated net flows

Quarterly net flow estimate: AUM_q − AUM_(q−1)·(1+quarter return). AUM shown is the quarter AVERAGE (AMFI central disclosure). Positive = net inflows, ₹cr.

Source: AMFI's official all-scheme NAV history (portal report; official NAV history, net of TER by construction). Monthly returns are month-end NAV chains; stale prints (>7 days before month-end) drop out rather than carry. Benchmark series are the median of plain-vanilla direct-plan index funds tracking each index (TRI minus ~10-25bp/yr tracking drag — verified against true-TRI chains). Direct plans, growth option only. Sharpe uses rf 6%, arithmetic monthly convention. Independence: all figures are computed from mandatory public disclosures with a fixed methodology applied identically to every fund — no fund can pay for inclusion, exclusion, placement, or altered presentation, and any material commercial relationship will be disclosed on the affected pages. Nothing here is investment advice; past performance does not predict future returns. Generated 2026-08-25 05:37Z · data through Aug 2026 · leaderboard · PMS leaderboard

Feedback, inputs, or bug reports are appreciated — @vivekrmr on X · LinkedIn.